Alternative financial services in the time of coronavirus: What you need to know

Others have pointed to post offices as places that could offer financial products at better rates than non-bank lenders. One thing that makes post office banking attractive to some is that post offices are just about everywhere. They “have always been a part of nearly every zip code across the country,” University of California, Irvine law professor Mehrsa Baradaran wrote in the Harvard Law Review in 2014. “This fact, above others, makes postal banking a uniquely appealing idea.”