Bill McBride is the creator of the Calculated Risk blog. … Calculated Risk’s views of housing dynamics were so richly informed and prescient that the blog quickly developed a cult following among investors, financial analysts and business journalists. It also got nods from a well-regarded Federal Reserve economist just a few months after it launched. Bill received an undergraduate degree in chemistry from the University of California at Irvine in 1976 … “The course of the economy will be determined by the course of the virus. If it doesn’t last a long time we’ll be fine. If we’re not out of this in just a few months we’ll have a real problem,” he tells me.